Interac E-Transfers



What is Interac e-Transfer®?

Interac e-Transfer® is used to send, request and receive money in minutes*. Anyone with an email address or mobile phone number and an account at a participating Canadian credit union or bank can use the service without sharing any personal financial information. The process is simple, convenient and secure and provides a great alternative to cheques and cash.

Benefits
· Send and receive money directly from and to your existing bank account
· Autodeposit your money or request money · It’s quick, safe, easy, and convenient.
· Accessible through online banking, mobile web, and mobile apps
· Funds are accessible immediately after the transfer is deposited.
· No personal or financial information is shared

How secure is Interac e-Transfer®?

Interac e-Transfer® is one of the safest digital money transfer services in the world. When the service is used, the money is transferred using established and secure banking procedures that financial institutions have used for years to settle cheques, bank machine deposits and withdrawals. Money never travels by email or text - these are simply used to notify you that money was sent or requested, as well as provide instructions to deposit.

How do I access Interac e-Transfer®?

Interac e-Transfer® can be accessed through Online Banking, Mobile Web and the Mobile App. Once logged in, simply select Transfers from the navigation menu to access Interac e-Transfer®. How much money can I send?

How much money can I send?

Per Transaction - $3,000 CAD
Weekly - $10,000 CAD
Monthly - $20,000 CAD

How much can I receive?

Daily - $10,000 CAD
Weekly - $25,000 CAD
Monthly - $50,000 CAD

Autodeposit and Request Money for Interac

Autodeposit


Autodeposit is a feature within the Interac e-Transfer® service where you can register your email address(es) to have funds deposited directly into your account, without having to answer a security question. The sender is made aware before initiating a transfer that the recipient is registered for Autodeposit.  

Set-up is simple:
  • Log in to your financial institution's online or mobile banking and navigate to Autodeposit, typically found in the Interac e-Transfer settings.
  • Register your e-mail address and link your account. Any transfers to the registered email address will be automatically deposited into the account.
  • You will receive an email to confirm your registration. Check your inbox and click "Complete Registration".

Request for Money

Request Money is a feature within the Interac e-Transfer® service where money can be requested from anyone in Canada within the security of your online banking or mobile banking application. Money can be requested using email or text messaging. When your request is fulfilled, you will receive notification once the funds are available in your account.

Set-up:
  • Log in to your financial institution's online banking or mobile banking and navigate to Interac e-Transfer Request Money.
  • Add or select a contact and fill out the name and e-mail address or mobile phone number of the person you wish to send the request to.
  • Type in the specified amount you are requesting and select the account you would like the funds to be deposited into. You can also include a personalized message with the request.
  • Once the recipient has fulfilled your request, funds will immediately be deposited into your bank account and you will be notified immediately.
In order to have these new features on your device, you must upgrade your apps

® Trademark of INTERAC Inc. Used under license * Transfer time is dependent on internet and financial institution connectivity

 

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