Unique Benefits

Credit Union owners are both customer and owner. As a customer, you receive the services you want and as an owner you enjoy a return on your share investment in the form of competitive rates, value costs for premium services, and local control of your own financial institution.

Community Involvement

St. Joseph's Credit Union is uniquely positioned to support community development through: 

· Loans to owners and small businesses 

· Investment to community projects 

· Sponsorship of community activities and events 

· Public education programs to foster personal financial well-being 

· Outstanding School and Community Involvement Scholarship 

· Employees who are active in the community as members of boards of trade, chambers of commerce, church groups, service organizations, charitable organizations, and numerous other activities 

Service to Owners

St. Joseph's Credit Union has over 3850 members and total assets exceeding $30,000,000.00. Our professionally trained, knowledgeable staff provide personal service and attention to each member. A Financial Planner is also available during and outside normal business hours to visit you at home or at the office. Owners can choose to transact their business electronically through Automated TeleService, Personal Contact TeleService, ATMs and MemberDirect Online Access.

Credit Union Potential

The ability of credit unions to return benefits to their owners and their communities is in direct proportion to the support they receive from members in the community. Making St. Joseph's Credit Union your primary financial services provider means higher levels of service and greater benefits and rewards to both members and the community. By establishing a relationship of trust with dependable, complete service for each individual's financial need, we see ourselves becoming a part of every family in our community.

Provincial

Credit unions are part of a strong regional, national and international network of credit unions. In Nova Scotia our 37 credit unions provide 84 different locations throughout the province.  Nova Scotians, as credit union owners, hold total assets of $1.6 billion.

National

Canada's credit unions and affiliated caisses populaires have combined assets of over $114 billion and serve 5 million owners. These figures speak to the vitality and strength of the Canadian credit union movement as we enter the 21st century.

International

Internationally there are 79 credit union countries with a total of 40,258 credit unions. These credit unions serve over 118 million people with assets totaling about $600 billion.