ATMs



How do you find an ATM when you’re on the road?

No sweat. Use the ding free® [Atlantic Credit Union] ATM Locator App to find a surcharge-free ATM in seconds. Credit unions have over 2,500 ATMs across Canada accessible on THE-EXCHANGE® network.

ding free® [Atlantic Credit Union] ATM Locator App
Don’t pay unnecessary surcharge fees – know where to go. Now you can find the surcharge-free ATM nearest you, wherever you are. And with 2,500 surcharge-free ATMs across Canada on THE-EXCHANGE® Network, there’s probably one just around the corner. The FREE ATM Locator App is now available. Simply download the Ding-Free [Atlantic Credit Union] ATM Locator app in your smartphone’s .

Full Service ATM Features:

  • Surcharge-free ATM access at more than 144 locations in Atlantic Canada accessible on ACCULINK® and THE-EXCHANGE® networks
  • View account balances
  • Deposit money to chequing, savings and loan accounts
  • Withdraw money from chequing and savings accounts
  • Make bill payments
  • Transfer money between accounts
  • View credit union MasterCard® account balances

 National ATM Network Features:

  • Surcharge-free ATM access at more than 2,500 ATMs across Canada accessible on THE-EXCHANGE® Network
  • Deposit money to chequing and savings accounts
  • Withdraw money from chequing and savings accounts
  • Withdraw money from credit union MasterCard® accounts

 Ding-Free [Atlantic Credit Unions] ATM Locator App Features:

  • Find the nearest credit union ATM based on your current location
  • Find nearby ATM locations by listed address or map
  • Get directions to any ATM listed
  • See hours and services available at listed ATMs
  • Share the app through Facebook, Twitter or email

 About ATM banking with your credit union.

  • Surcharge-Free Networks: Include ACCULINK ® and THE-EXCHANGE® networks
  • Global Access: Look for the following symbols – CIRRUS®, Interac®, Maestro®, THE-EXCHANGE®, ACCULINK®

 ® MasterCard is a registered trademark owned by MasterCard International Inc. and is used under license.
® ACCULINK is a registered trade-mark owned by Credit Union Central of Canada, used under license.
® THE EXCHANGE is a registered trade-mark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
® Trade-mark of Interac Inc. Used under license.
® Interac is a registered trademark owned by Interac Inc. and is used under license.
® Maestro is a registered trademark owned by MasterCard International Inc. and is used under license.
® The Cirrus Brand Mark is a registered trademark of MasterCard International Incorporated, used under license.

St. Joseph's Credit Union presently has two of its own ATMs available to its members.  A stand-alone ATM is located at 2397, Hwy 206 Arichat and an on-site ATM is available at 3552, Hwy 206 Petit de Grat. 

St. Joseph's Credit Union also provides access to 14 other ATMs throughout the province. For specific locations go to find branch/ATM.

You can access your account at ATMs at other financial institutions such as a chartered banks in Canada through the Interac® Network and/or other financial institutions outside of Canada using the Plus® Network.

If you have a chequing or savings account with St. Joseph's Credit Union, you can enjoy access to over 2400 Credit Union ATMs throughout Canada as easily as using a St. Joseph's Credit Union ATM.